Your Finance Team.
Without the Hire.

Quarynt is an autonomous finance platform built for growing US businesses — AI agents that forecast your cash flow, chase late invoices, and optimize payments, 24/7, at a fraction of the cost of a finance hire.

Right now, we're in discovery. Your pain points shape what we build.

See What We're Building → Book a Research Call
🧭

We're in customer discovery — talking directly to US small business owners before writing a single line of code. Book a 20-minute research call to shape what we build and lock in founding pricing.

Stage 1
Customer Discovery
Live
Stage 2–3
Build & Launch
Stage 4–5
AI Agents
Roadmap
Stage 6
Full Autonomy
Roadmap
The Problem

82% of small businesses fail
because of cash flow.

Not bad products. Not lack of customers. Cash flow mismanagement — and no affordable tools to fix it.

💸

Finance expertise is unaffordable

A part-time controller costs $60K–$90K/yr. A fractional CFO runs $120K+. Most SMBs under $5M can't justify it.

⏰

Founders spend 20 hrs/week on finance admin

Chasing invoices, updating spreadsheets, reconciling accounts — time that should go into growing the business.

🔧

Three tools that don't talk to each other

Float for forecasting, Bill.com for AP, spreadsheets for AR. No coordination, no shared context, three subscriptions.

🏢

Enterprise AI built for Fortune 2000, not you

HighRadius charges $50K–$500K/yr with 6-month implementations. The gap between QuickBooks and enterprise has no solution.

82%
of SMB failures are caused by cash flow mismanagement — not bad products or lack of customers
2.4M
US businesses ($500K–$10M revenue) stuck between basic accounting tools and unaffordable enterprise software

"I'm spending my Sunday nights manually updating cash flow spreadsheets. There has to be a better way."

— SMB owner, $2.1M manufacturing business, NJ

"I missed an early-pay discount worth $8K last year because no one flagged it. A controller would have caught it."

— Founder, $3.4M services business, TX
What We Do

Three problems. Solved autonomously.

Quarynt handles the financial operations that consume your time, create stress, and cost you money — so you can run your business instead of managing spreadsheets.

📅

Know your cash position — 90 days ahead

Stop discovering cash shortfalls when it's too late to act. Quarynt builds a rolling 90-day forecast from your real invoice and payment data — so you can plan financing, hiring, and growth decisions with confidence, not guesswork.

📬

Get paid faster — without the awkward follow-ups

Late invoices are the #1 source of cash flow stress for SMBs. Quarynt tracks every outstanding invoice and sends intelligent, personalised reminders on your behalf — protecting customer relationships while cutting your average collection time.

⚡

Pay smarter — capture discounts, avoid late fees

Every payment decision affects your cash position. Quarynt times your outgoing payments to protect your reserves, flags early-pay discounts before they expire, and ensures you never pay a late fee that could have been avoided.

Quarynt connects natively to QuickBooks, Xero, Plaid, Stripe, Bill.com, and your email — no migration, no disruption. Works alongside what you already use and gets smarter over time.

The Vision

One platform.
Fully autonomous finance.

We're not building better software. We're building AI agents that act — replacing $120K finance hires at 90%+ cost savings.

01
📊

Cash Flow Forecasting

90-day ML-powered rolling forecast with scenario modeling. Know your runway before it's a crisis.

Year 1 · Essential
02
📬

AR & Collections

Automated invoice tracking, intelligent reminder sequences, and payment links. Get paid 35% faster.

Year 1 · Essential
03
💳

Payment Optimization

Capture early-pay discounts, avoid late fees, and time payments to protect your cash reserves.

Year 1 · Essential
04
🤖

7 AI Agents — Assisted Mode

Every agent analyzes, recommends, and drafts — you review and approve all actions before they execute. Approve from anywhere via native iOS & Android apps.

Intelligent Tier · Phase 4 · 2027
05
⚡

Full Autonomous Execution

Agents execute overnight with safety controls you define. Crisis Prevention coordinates all agents to resolve cash shortfalls before you wake up.

Autonomous Tier · Phase 5 · 2027
06
📈

Data Network Effects

Every customer's interactions make the agents smarter for everyone. The platform improves continuously — creating a compounding advantage that grows over time.

Grows over time · Compounding moat
Founding Program

Shape the product.
Lock in founding pricing.

We're accepting a limited number of founding customers who get direct input into what we build — and pricing locked for life.

Right Now · Discovery Phase

20-minute conversation with the founder

No pitch, no obligation. Your input shapes what we build — and founding customers lock in pricing permanently before launch.

✓ Shape the product roadmap ✓ Pricing locked at $299/mo forever ✓ First access at launch ✓ No payment required now
Reserve Your Founding Spot →
Essential Foundation
Launching 2026
$299
/ month · Quarterly: $269 · Annual: $239

Replace Float + Bill.com with a unified platform. Cash flow visibility, AR automation, and payment scheduling — from day one.

  • 90-day cash flow forecasting
  • AR automation + Stripe payment links
  • AP calendar + payment scheduling
  • Real-time dashboard + anomaly alerts
  • QuickBooks, Xero & Plaid integration
Reserve Founding Spot →
Intelligent Advisor
Phase 4 · 2027
$899
/ month · Annual: $719/mo (20% off)

All 7 AI agents in assisted mode — they analyse, recommend, and draft. You review and approve every action. Save 15 hrs/week.

  • All 7 AI agents (assisted mode)
  • Natural language finance queries
  • Collections Manager + Vendor Negotiator
  • Crisis Prevention — 15-day advance warning
  • Native iOS + Android app
Express Interest →
Autonomous Autopilot
Phase 5 · 2027
$1,299
/ month · Annual: $1,039/mo (20% off)

All 7 agents execute autonomously within thresholds you set. Crisis Prevention works overnight. A finance team that never sleeps.

  • All 7 agents — autonomous execution
  • Per-agent, per-action autonomy controls
  • Full audit log + rollback on every action
  • Biometric approval on iOS + Android
  • Dedicated CSM + monthly strategic review
Express Interest →

Indicative pricing — confirmed at launch · Founding customers lock in these rates permanently · No payment required now

The Founder

Built by someone who's
seen the gap firsthand.

Rajesh Venkataramani — Founder, CEO & Principal Architect, Quarynt
Rajesh Venkataramani
Founder, CEO & Principal Architect
✉ Email in LinkedIn

Two decades building and scaling technology at ZS Associates, Hitachi, and HP — leading global engineering teams and delivering AI, cloud, and SaaS platforms across Financial Services, Healthcare, Retail, E-Commerce, Hi-Tech, and Manufacturing, for enterprises and startups alike.

I've sat in rooms where finance intelligence was taken for granted — sophisticated forecasting, autonomous operations, real-time decisions — all available to organisations with the budget and headcount to support it.

Smaller, growing businesses deserve the same — at a price that works for them. Quarynt is built to make that possible.

Book a Research Call → General Enquiries
FAQ

Honest answers about where we are.

Is the product available now?
+
Not yet — and we want to be upfront about that. We're in customer discovery right now (Apr–Jun 2026), talking to US business owners before writing any code. Development starts June 2026, with a public launch targeted for September 2026. Founding customers who book a research call now get pricing locked at $299/mo before we open publicly.
What does the "Founding Customer Program" actually mean?
+
It means two things: (1) You get a 20-minute call with our founder to share your current finance workflow and pain points — your input directly shapes what we build. (2) Your pricing is locked at founding rates permanently, even as we add features and raise prices for new customers. No payment is required until the product is ready.
What businesses is Quarynt being built for?
+
US small and mid-sized businesses with $500K–$10M in annual revenue. Service businesses, agencies, light manufacturing, e-commerce, and professional services are the strongest fit. The common thread: you're too big for spreadsheets and QuickBooks alone, but too small (or too lean) to justify a finance hire.
Why build this now? Why you?
+
Enterprise finance AI just validated the concept — HighRadius processes $10 trillion/year for Fortune 2000. LLM API costs have dropped 90%+ in two years, making autonomous AI economically viable for SMBs for the first time. There's a 12–18 month window before well-funded competitors enter this market. We're moving now, and building it right — by talking to real businesses first.
Will my financial data be secure?
+
Security is built into the architecture from day one — not added later. We use industry-standard encryption in transit and at rest, bank-grade OAuth connections so we never store your credentials, and we're building toward SOC 2 compliance from the start. We will never sell or share your data with third parties.
I'm an accounting firm. Can we partner?
+
Absolutely — accounting firm partnerships are central to how we plan to reach clients. We're designing a partner program that gives your clients access to Quarynt and rewards you with revenue sharing for referrals. If you're interested in being a founding partner, reach out directly.
Get Involved

Help us build the finance tool
you actually need.

20 minutes with you shapes what we build — and locks in founding pricing for life. No pitch. No pressure. Just a conversation about your business.

Book a Research Call → Join the Waitlist

Booking link: calendar.app.google/SDh3RSz1HYwM2FhCA  ·  Or email hello@quarynt.com